I have made like 4 positive transactions (2 of them being over 100 dollars) and then had one or so bad experiance and never went back. I bid on a space heater for my house when we were finishing the upstairs. I won the auction (I was the only person that bid haha) and I ask what her email is for paypal. No repsonse for 2 days. She reply's "yes you can send it to my paypal" yet still did not include her email. so I got to the bank, throw the 400 bucks in and send the request from paypal to my acount. after the 3-4 days clearing she finally emailed me after I ekpt asking her for the addy. "Are you going to send payment or what?" I said yes, just give me the address for the paypal and you will have the money in a matter of seconds. She freaks on me and starts typing in caps. It came down to "I will only accept money orders and if I do not have payment in hand in 2 days you are getting reported to ebay!!!" Boy was I mad. I tried to explain it was going to take another 3-4 days to get the money back from paypal. I didn't exactly have another 450 bucks kicking around to make a money order. I even told her I would pay over night shipping on the money order as soon as I got the money back. Still no luck.
Then one week later I sell a set of ground effects for a camaro. Everything goes fine. Kid keeps tlaking to me, and starts talking to me on aim. We are both car guys into the same cars so it was natural and I thaught I just had another buddy to talk cars with. We talked about our first cars, dream cars, family cars, etc etc etc. What I did not realize was how sneaky this kid was. My security question on paypal was "What was my first car". So he got into my acount, sent a request to my bank acount for 400 bucks. Luckily I had a LOT less than that in my acount at the time, and my bank denied it. I seen it in my transactions on paypal a couple days later and thats when I figured it all out.