Gig Insurance

  • Thread starter Thread starter ewill52
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ewill52

Well-known member
We have a few gigs that require us to provide a COI for liability coverage at their venues. In the past, we handled this as a one-off for each gig, and it would cost $50-$75. Recently, the company we used stop serving the state where these gigs are.

Curious if any of you have had experience with required insurance for venues, and if so, who do you use?

I even tried to get my auto\home insurance vendor to give me a general liability policy, but the requirements from the vendors require verbiage that insurance wouldn't add.
 
ewill52 said:
some do. but the bigger venues we play always seem to ask for a COI....may just be the area i'm in? smaller bar gigs and festivals usually don't ask.
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I guess it makes sense. What is the insurance for though? Does the band assume liability if the crowd goes wild and someone gets injured or is it in the case you guys cause some kind of problem?
 
My first thought on gig insurance was it covered you when you get stiffed by the club owner :dunno: :LOL:
 
acceptance said:
I guess it makes sense. What is the insurance for though? Does the band assume liability if the crowd goes wild and someone gets injured or is it in the case you guys cause some kind of problem?
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basically says that if we do anything stupid, the facility is indemnified and we can't sue them and if something happens due to negligence on our part, our insurance covers it.

The stuff on the insurance quotes is pretty wild - apparently this is required for all sorts of vendors at festivals and fairs. No fire breathing, nothing with pyro, no knife throwing, can't have armed guards, can't go past 2 a.m., cant be trance music (not joking), can't have mosh pits, some of them say specifically no metal acts.
 
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