Easiest way is two jacks and a switch
Wire the two stereo loads to each jack then the swithc in parallel across the two jacks..when the switch is "on" the two jacks are connected and it's mono from either jack....when the switch is off, it's stereo using both jacks
Of course, the mono load is half the stereo load wired this way...so two 16Ohm loads in Stereo are 1 8Ohm load in Mono.
I guess you could also get one of those fancy/schmancy jacks that as the open/close switch built in so that when you plug into the 2nd/stereo jack, it automatically breaks open the mono wiring.