Insurance companies looking to increase Homeowner insurance premiums...............

  • Thread starter Thread starter harddriver
  • Start date Start date
I just renegotiated a high deductible. My thinking was that with premiums so high, my savings are in effect "self-insurance" for smaller issues, while I still have coverage for catastrophic issues like fire.
 
I been an agent for 35 yrs.
Its Beyond belief what's going on.
Besides companies going under theres no place to go.

Then if we do find something they inspect the living shit out of the property. Then give a laundry list of recommendations and make it unattainable to keep.

I just put a $5000 deductible on my own house to save $600 a year

Been also suggesting same to clients

It pays for itself in the long run.

If theres a serious fire or claim i know all the adjusters and deductibles get buried any way.

So win win For all.

I keep saying this is our covid

We were fine from 20 to 23.

Other problem is we have 50 governors and 400 politicians that wont address the problem

Trump did mention it briefly at 3 rallies.

Hope he gets it under control

Im ready to just pack it in
 
Try getting a home policy in Florida Bro.... doesn't exist.
 
shar-vell Dan said:
Try getting a federally backed flood insurance policy in Florida Bro.... doesn't exist.
Click to expand...

Fixed it for you.

By the way, thanks to all those rich people with beachfront property that got swallowed up by the sea, my flood insurance in Missouri is now higher than my regular homeowners insurance.
 
I've never carried insurance. If my place burns or blows down I'm going to Cabelas and getting myself a sweet wall tent and going back to that pioneer life with thankfulness.
 
You must log in or register to reply here.
Back
Top