Caught my ol' lady cheating

  • Thread starter Thread starter VonBonfire
  • Start date Start date
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Stop calling me your "old lady".
Yes daddy….
 
My wife and I paid off all credit cards and debt about 7-8 years ago. It’s been a blessing.
Only problem is, over time, your credit score actually gets LOWERED if you don’t have any debt! Kind of shows what a scam the whole credit score thing is. ????
I look at it like this. People get all freaked out about their credit score. Why? If you don't need a credit card or a damn loan, you don't need credit or a credit score. F the system
 
I look at it like this. People get all freaked out about their credit score. Why? If you don't need a credit card or a damn loan, you don't need credit or a credit score. F the system
Your 100% right on this!

The only time this ever comes into play for me is when I’m renting a new house. God forbid I could afford to buy again here in Ca.
??
 
There’s tens of thousands of dollars worth of stuff we should be prioritizing for our house over my guitar gear. I’ve not bought anything because my wife will give me an ear chewing and never let it down. Once we’ve checked off some home related goals/investments THEN I can buy gear again.
 
I look at it like this. People get all freaked out about their credit score. Why? If you don't need a credit card or a damn loan, you don't need credit or a credit score. F the system

The shitty thing is they'll run your credit score to turn the power on. When I moved into my current house in 2017 every utility company ran my score to turn shit on. power, internet, phone, water, TV, etc. I'm sitting there going what the shit does my credit have to do with turning on the fucking lights? I've been told that running a credit score is now part of the application process to rent an apartment. WTF is that about? Apparently the entire network beyond just a credit card and personal loan is tied to your credit score. So yes, FUCK that shit system indeed.
 
An acoustic guitar?!


Fucking gross

Vintage 1977 Hohner HG-320 w/case (Martin D41 copy)=500 bucks
3 pack of her favorite acoustic strings=25 bucks
Getting my old lady to comply with my gear choices=priceless
 
The shitty thing is they'll run your credit score to turn the power on. When I moved into my current house in 2017 every utility company ran my score to turn shit on. power, internet, phone, water, TV, etc. I'm sitting there going what the shit does my credit have to do with turning on the fucking lights? I've been told that running a credit score is now part of the application process to rent an apartment. WTF is that about? Apparently the entire network beyond just a credit card and personal loan is tied to your credit score. So yes, FUCK that shit system indeed.
Well they are offering services on credit. But really it’s becoming the American version of the Chinese social credit system.
 
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