War_in_D
Well-known member
Good advice, my wife and I have already been to the doctor earlier this week to get everything documented. We go back in another two weeks to get another check up. Our daughter, on the other hand has pretty much refused to take our granddaughter to the doctor. We've even offered to take her, but she won't do it. We don't understand it, but it is what it is I guess and we can't really force her.
Thanks for your insight! From talking to my adjuster, she seems to think it's totaled too. Of course, she's not the one that makes that decision since she is the injury adjuster.
My adjuster called me yesterday, and said the guy that hit me only has the state required minimum coverage for Missouri ($25K). So, if there is more property damage than that (plus the tow bill and storage so far), then I would have to sue the guy personally to get the money. The police report still hasn't been filed so their insurance won't claim liability yet, and we have to square up with the tow vendor and get the car off their lot by Monday so I guess I'm going to let my insurance kick in and handle this. They're going to pay the tow vendor, and move the car up to the Copart lot in Springfield, Mo. Once they do that, I can access it and get some stuff we forgot to take out on the day of the accident. I can also have independent repair shops take a look to get damage estimates, etc.. I talked to my sister who was an insurance agent in Atlanta for years, she said to just let my insurance have it so they can get me paid, and then let them duke it out with the other guys insurance to recoup their money. So, it looks like that's the route I'm going for now. I'm going to talk to my local insurance agent today, to see how that will affect my coverage going forward (will premiums increase, etc.).
