won’t cover more than $999 but has a pretty good shipping cost. Amp sold for 2K. Try direct through UPS and run into another 999 wall
[Fed Ex] won’t cover more than 999 either because they consider it a musical instrument and maybe a Fed Ex depo could.
I don't understand how this happened to you. I can go ship something at either UPS or Fedex, both take my CC or paypal online in one click, I can insure up to
$50,000 no problem if I'm willing to pay for it. Just did it to make sure I wasn't going crazy, took it all the way to the check out screen with a coupon applied and everything, ready to pay. Where did you hear anything about $999? Did you tell the Fedex employee that $999 was a limit, and they repeated it back to you? because that's not a thing for Fedex either.
Just FYI, NEVER insure anything for anything other than $100 increments. If you insure something for "$250," you're getting charged for $300 worth of insurance, but they'll only pay out a max of $250. Also, NEVER take it to a physical store location, those are
franchises - i.e. if you go to a UPS store, they are going to sell you the UPS shipping and then immediately mark it up by 30-40% so they make a profit. The only reason to go to one of those is to drop off a box, or if you literally can't pack it yourself (which might be the case for the OP at least).
If you use Pirateship, be aware the insurance is through a third party with somewhat dodgy reviews online - but then again, insurance even through UPS/Fedex is just as bad in my experience so I doubt it makes a difference. I've had more dealings with UPS insurance from damage caused by poor packing done by a UPS Store than I have with packages I packed/shipped myself - I would NOT trust your average UPS store employee to pack an amp or guitar well.
I sympathize with the 10lb lifting limit, that really sucks, but I feel like you're making it harder than it has to be. You can even schedule UPS to come pick up the item and they'll even bring the label with them and slap it on the box for you and take it, and that only costs a few dollars.
Between guitar/amp collecting and my job, I ship stuff like crazy. If I really couldn't insure stuff for over $999 and did all of the shipping by having a franchise store pack it, I'd probably put my employers out of business lol. Anyway, ship or don't ship, whatever you prefer is up to you.