Hurricane Helene

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https://www.brighteon.com/abf35db3-d30e-44f2-a9ee-15be01b8d45e

Screenshot 2024-10-05 164232.jpg
 
JTyson said:
Me too, but having been through a hundred of these things, here’s my 2 cents -
You tend to gauge these things by past experience, and none of those people expected this thing to move there a sit on them for 2 days and dump trillions of gallons of water on them, they expected it to blow on through with past results. They were probably prepared for what they had seen in the past and were not told any differently.
Not saying that’s right or wrong it’s just human nature. We learned a long time ago to be ready for a solid month of being on your own, it’s happened multiple times since living here. We never trust our ability to survive on anyone else, but even so we’ve been surprised more than once by tornadoes and other stuff that hit us during the storm.

I got another update from my buddy who’s with the line crews, he says they have not seen a FEMA person anywhere. He has heard there are some out there but not seen A SINGLE ONE OF THEM
This was as of 15 minutes ago
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Depends on who are in this area. My great grand parents and my grand parents were alive when I was a child. I was raised knowing the flood of 1916 and the 1940’s was real and this was always possible. When hurricanes come in I always have supplies for at least a week normally. I’ll be honest I didn’t expect much from this and prepared no extra. Fortunately I live in the foothills and didn’t have anywhere near the damage of the deeper mountain regions, but my family is from Ashe county which was part of the harder hit regions in the mountains. One of the issues, right or wrong, is so many people have moved into this area in the past few years with little knowledge of where they really live. The mountains flood, sometimes horrifically. It has always been this way, it always will be.
 
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harddriver said:
My ex-wife was a State Farm insurance agent and any damage done by flooding will not be covered by any insurance company as far as I know unless you have FEMA policy if you are in a known flood plain. Most of these people will not have FLOOD insurance.

State Farm screwed all the Florida policy owners in Florida during the 2005 season and they pulled out of the state completely back then.

Looks like insurance companies are going to stick it to policy owners in this event as well, so their won't be much rebuilding in this inflated economy.

https://archive.is/DUKd4

By Jean Eaglesham

Oct. 5, 2024 5:30 am ET
Homeowners are rushing to file insurance claims after Hurricane Helene left a trail of destruction across six states. Many of them will likely be left empty-handed.
Property insurers in recent years have hollowed out coverage and sharply increased rates to make up for steep underwriting losses driven by natural disasters. Owners of homes and businesses slammed by Helene could be in for a nasty shock when they check the small print of their policies.
“Insurers have become significantly tougher on hurricane claims,” said Rick Tutwiler, a claims adjuster for property owners based in Tampa, Fla. “We’ve moved to an era dominated by exclusions, diminishing coverages, and even harsher policy terms.”
Helene is one of the deadliest and most destructive hurricanes to hit the U.S. in recent years, with property damage pegged at $15 billion to $26 billion by ratings firm Moody’s. The insured loss, however, will likely be at the lower end of initial forecasts, which ranged from around $5 billion to $15 billion, according to John Neal, chief executive of the Lloyd’s of London insurance marketplace.
Much of the shortfall is because typical home insurance policies don’t cover flooding, and most people don’t have separate flood insurance. Another reason is an increase in coverage restrictions.
Policies in hurricane-prone areas are now more likely to have higher deductibles for wind damage, reduced payouts for older roofs, limits on interior water damage and exclusions for damage from wind-driven rain, according to insurance agents.



If this looks like a good way to force people to move to urban smart cities because their insurance won't pay out to rebuild you are watching with OPEN eyes.
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I have to have Wind and Water insurance here; it's a separate policy in addition to my homeowners insurance. Thankfully, I haven't had to file a claim so far, but it's only a matter of time. They want the payments not the payouts.
 
I talked to my FL family today and they are basically talking about a potential cat 2 storm this week.
 
VonBonfire said:
I talked to my FL family today and they are basically talking about a potential cat 2 storm this week.
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Tropical Storm Milton. I'll be in Florida M-W this coming week, but the path may also hit my "imaginary, epiphone island" :D

This is a strange path as it's in the Western Gulf and heading back east toward FL

https://www.noaa.gov/milton
 
rsm said:
Tropical Storm Milton. I'll be in Florida M-W this coming week, but the path may also hit my "imaginary, epiphone island" :D

This is a strange path as it's in the Western Gulf and heading back east toward FL

https://www.noaa.gov/milton
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They are expecting up to 115 mph gusts. Nowhere I'd want to be. That's gonna be a bunch more coastal flooding more than likely. I would predict some near repeat or possibly even exceeding the performance of Helene. My sister texted me a pic of her street, all the stuff, the belongings, are on the curb....everything. Beds, TV's, dressers, you name it. From everyone's house, block after block. I wish I was there, I loved post storm FL but it looks like the party is just getting started. I'm in my element when it is chaos after a big storm. All the stupid usual cultural, social, and financial divides melt away when people need help and I kind of relish it.
 
VonBonfire said:
They are expecting up to 115 mph gusts. Nowhere I'd want to be. That's gonna be a bunch more coastal flooding more than likely. I would predict some near repeat or possibly even exceeding the performance of Helene. My sister texted me a pic of her street, all the stuff, the belongings, are on the curb....everything. Beds, TV's, dressers, you name it. From everyone's house, block after block. I wish I was there, I loved post storm FL but it looks like the party is just getting started. I'm in my element when it is chaos after a big storm. All the stupid usual cultural, social, and financial divides melt away when people need help and I kind of relish it.
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heading to Tampa Monday for a Tuesday meeting and lunch then leaving around 1:30 PM, winds are expected on the West coast of Florida at 8PM Tuesday, I should be on the road. Current landfall in FL is expected 1PM Wednesday.
 
rsm said:
heading to Tampa Monday for a Tuesday meeting and lunch then leaving around 1:30 PM, winds are expected on the West coast of Florida at 8PM Tuesday, I should be on the road. Current landfall in FL is expected 1PM Wednesday.
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I'm thinking all that debris out on the street awaiting pickup is going to make even more chaos if that storm is really ripping because normally all that junk is contained in people's homes. This time it will all be out in the open to fly and float away, creating even more deadly situations. I hope your journey is safe.
 
I tried showing some of this stuff to a liberal friend and they tell me all of it is ridiculous and not true.

Pretty horrible stuff
 
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